In my last article, I provided a bit of history regarding the inception of Social Security, some trivia regarding its early days, and a few key definitions. This installment is going to give you an overview of the calculations behind taking benefits early or delaying benefits. Be forewarned, this article is full of acronyms. What’s Your FRA? If you remember from the last newsletter, FRA stands for Full Retirement Age and is based on your year of birth. See the…