Blog | JourneyTree Financial Planning & Investments

WHERE IS THE RECESSION?

October 11, 2023

With interest rates rising rapidly last autumn, calls for an imminent recession were widespread. But, here we are nearly a year later, and there are few signs of a temporary decrease in economic activity on the horizon. Why Are We Not in a Recession Yet? Expectations of a recession were everywhere roughly a year ago based on historical circumstances. In virtually every instance when short term rates have exceeded long term rates for a considerable period, a recession has followed…

Group of people piling hands in the middle of them

JOURNEY TREE SUPPORTS

October 10, 2023

General

JourneyTree believes that to be part of your community, you must support your community. That’s why, over the last several decades, we have been a proud supporter and sponsor of many local organizations: Friends of Trees For the last several years, JourneyTree has been a sponsor and participant in planting trees around Eugene. Since 1989, Friends of Trees has planted over 946,000 trees and shrubs throughout the Pacific Northwest. They do more than plant trees, however, they also have a…

6 TIPS TO PREPARE YOUR POCKETBOOK FOR THE HOLIDAYS

September 1, 2023

Financial Planning, General

The holidays can be an expensive time of year. Between trying to please everyone and buying for everyone, your finances may suffer. Here are 6 tips to make the gift buying season easier for your wallet and your stress level. Make a list and stick to it. Make a list of all the people you need to buy for this year, set a spending limit for each gift, and then follow it! It is never too early to start a…

6 MONEY MISTAKES THAT COULD COST YOU

August 14, 2023

Financial Planning, Investing

Are you tired of being worried that you’re making mistakes when it comes to your money? Are you feeling confused about where best to stash your dollars? In this guide, we will unveil the top 6 damaging money mistakes you’ll want to avoid. From overspending, to saving for the wrong reasons, we’ll explore the common pitfalls we have seen over the years as financial advisors and provide you with practical tips on how to avoid these costly errors. Whether you’re…

MASTERING THE ART OF FINANCIAL RISK MANAGEMENT

June 1, 2023

Financial Planning

In today’s ever-changing financial landscape, the need for effective risk management has become more crucial than ever. It’s not just about making smart investment decisions; it’s about protecting your hard-earned money from unexpected market fluctuations, economic downturns, and unforeseen events. In this guide, we will explore the three essential risks to consider so you can be better prepared to navigate the complex world of finance. 3 Types of Financial Risk There are 3 main things to be aware of when…

Hand giving three twenty dollar bills to another hand

HOW TO HANDLE AN INHERITANCE

May 9, 2023

Inheritance

Receiving an expected or unexpected inheritance can be an emotional and overwhelming time. The events that led to this windfall may have occurred through loss or some other life event. Here are some steps to take to help make the most of your inheritance: Take your time – allow yourself time to step back and process what has happened. Remember where it came from – think about how long it would have taken you to save up what has been…

6 Items to Check Off Your Financial List

February 10, 2023

Financial Planning

Just like getting the oil changed in your car on a regular basis, it’s a good idea to check on your financial house to be sure everything is in order. Here are a few items to review every year to be sure they are working in your favor: Personal spending plan – if you are not following a spending plan yet, create one and follow it. Cash flow is the cornerstone of achieving financial goals such as retirement and funding…

GOODBYE TINA, HELLO CINDY!

August 25, 2022

Market Update

Over the last several years leading up to 2022 the acronym TINA was a very popular description for investment strategy. TINA stands for There is No Alternative (to stocks). The belief was that, with the Federal Reserve keeping interest rates at 0% and rushing to bail out the stock market each time it was in danger of declining significantly, stocks were the only place one could make any money. Certificates of deposit, government bonds, and money markets all offered extremely…

JourneyTree Plants Trees!

May 31, 2022

General

On April 9th JourneyTree sponsored and took part in planting trees with Friends of Trees. The weather was perfect, just a bit overcast without any rain and the JourneyTree team (along with a few JourneyTree clients) planted trees along Willamette & 15th as well as 15th and Charnelton. A total of 49 trees were planted around the city that Saturday, including many at Charlemagne Elementary School. We all enjoyed it and are looking forward to our next tree planting –…

Investing for the Long Run

May 31, 2022

Market Update

JourneyTree looks at investment returns over a long-term cycle that includes both up and down markets to ensure that clients get the returns they need with the least amount of risk. Due to a variety of factors, we have just been through an abnormally prolonged period of positive performance for both stocks and bonds. That highly unusual period fueled by low interest rates, government stimulus, and low inflation appears to have ended. Stock and bond markets have been artificially inflated…